In the app
Every screen here is real
Not mockups. These are generated straight from the shipping build — the same captures the App Store gets.
Split expenses · Settle up
Payculator tracks who paid, splits it fairly, and settles everyone up — in any currency. Dinner, rent, or a two-week trip. Free on iPhone, Android and the web.
Nothing to install — open it in this browser.
One expense in, everyone's balance updated. That's the whole app.
Features
Built for roommates, trips, and the group chat that always says "I'll get it back to you."
Equally, by exact amounts, percentages, or shares. Pick who's in with a tap.
One number per person, always current. No spreadsheet, no screenshots.
Clear one balance or all of them at once — each payment recorded in a tap.
A group for the flat, one per trip. Friends join by link or by scanning a code.
Yen for the trip, dollars at home. Balances stay separate per currency — nothing silently converted.
Every expense, edit, and settle-up lands for everyone — with a notification when it matters.
How it works
Amount, who paid, who's in. The keyboard does the rest.
Equal by default; exact, percent, or shares when it isn't.
Everyone sees one number. Record the payment and you're square.
Who it's for
The same ledger handles a Tuesday takeaway and a fortnight abroad. Keep a group running as long as the arrangement lasts.
Split rent, utilities and the shared shopping in one standing group for the flat. Everyone's share is current the moment someone adds a bill, so nobody has to reconstruct the month from a chat thread.
Track travel expenses across a whole group — flights on one card, the hotel on another, dinner split four ways in a currency none of you use at home. Settling up at the end takes a minute, not an argument.
One person taps the card and everyone else owes a share. Add the bill before the card machine is back on the table, split it evenly or by what each person actually ordered.
Two people, one shared life, separate accounts. Record who covered what without keeping a running tally in your head — and without it turning into a conversation about money.
In the app
Not mockups. These are generated straight from the shipping build — the same captures the App Store gets.
Questions
Yes. Every feature is free — there is no subscription, no paid tier and no advertising. Splitting, groups, multi-currency balances and settling up all work on the free app.
Enter the amount, pick who paid and who was involved, and Payculator divides it. Equal splits are the default; you can also split by exact amounts, by percentage, or by shares when someone had the expensive dish or takes the bigger room.
To take part in a group, yes — each person needs an account so their own balance stays accurate. Joining takes a link or a QR code, and they can use the web version instead of installing anything.
Yes. The full app runs in the browser at payculator.app/app — the same account, the same groups and the same balances as the phone apps.
Yes. Record an expense in whichever currency you paid in. Balances stay separate per currency, so nothing is converted behind your back at a rate you did not choose.
No. Payculator is a ledger, not a payment app. It records who paid and who owes what; you settle up however you already do — cash, bank transfer, or any payment app. Marking a debt settled only updates the record.
iPhone (iOS 16 and later), Android phones, and any modern desktop or mobile browser. Your data syncs across all of them from one account.
Open a person or a group and record the payment. You can clear a single balance or settle everything you owe at once, and everyone involved sees the ledger update.
More answers on the support page, or email support@payculator.app.
Free on iPhone, Android and the web. Split your first bill in under a minute.
Free — every feature, no subscription, no ads